A Kaiser Medicare supplement is really not a Medicare supplement at all. To get an understanding of the difference between a Medicare supplement plan and the Kaiser Senior Advantage we will go through how a Medicare supplement works and the option of taking the Kaiser Senior Advantage plans.
A Kaiser Medicare supplement would, due to government regulation, have to look like the Medicare supplements offered by all the other Medicare supplement insurance companies (to learn more about the different Medicare supplement insurance companies HERE). Therefore if there were a set of Kaiser Medicare supplement plans they would be labeled with a specific letter and would match up with the ten available Medicare supplement plans authorized by the federal government. These plans work directly with traditional Medicare and Medicare part D to provide comprehensive coverage. So you are really using three different types of insurance to provide complete coverage. The vast majority of people who get a Medicare supplement choose to go with either Plan F, the most comprehensive of the different plans, or Plan G or N, which are the two closest to Plan F in regard to how comprehensive they are.
Instead of there being a Kaiser Medicare supplement they offer a Senior Advantage plan. Instead of working in harmony with traditional Medicare the Senior Advantage plan replaces traditional Medicare coverage with a private insurance plan. These plans are subsidized by the federal government and are frequently called Medicare Part C or a Medicare Advantage plan. These are great plans for some people. They work very similarly to what you might get through a private employer’s group coverage. So if you are used to an HMO or PPO then you will be very comfortable with a Medicare Advantage style plan. The only way to know which plan works for you is to get a set of Medicare supplement and Medicare Advantage quotes
While you cannot get a quote for a Kaiser Medicare supplement you can get them from all the other companies that provide service to your area. You can also get quotes for the Kaiser Senior Advantage plan by filling out the form on the side of this page. With any type of Medicare plan we are dedicated to helping you decide what the right plan is for you. If you ever have any question or if there is any way we can serve you please feel free to contact us.